Rules of thumb exist that say you should be insured for between six and 10 times your annual earnings. But these ranges can be very wide and don’t take into account your unique situation. The best approach to determine how much life insurance you need is to engage in some financial planning. Start by answering the following questions: How much per year will your survivors need to live on, and for how many years? Expenses may be greater if, for example, you have young children

If you are new to investing, there is no doubt that you will make some mistakes, it just goes with the territory. However, you should familiarize yourself with these common mistakes and take steps to avoid them. If you are new to investing, there is no doubt that you will make some mistakes, it just goes with the territory. However, you should familiarize yourself with these common mistakes and take steps to avoid them. No Investment Plan — Many investors just get started i

Hello! It is hard to believe but the Holiday Season is nearly upon us! What a crazy year, I hope you can enjoy the coming season with some friends and family, then… “Put a bow on it!” I would like to formally introduce the newest member of HFC, Stephen Moorman! He is already a vital part of the business, between he and Shelby, they keep me running! Stephen brings a wealth of knowledge, experience, and commitment to excellence. Many of you have already had a conversation