Building long-term wealth is about more than growing your portfolio. As your assets increase, so does the need to manage taxes, preserve wealth, maintain liquidity, and plan for future generations. Many high-net-worth investors are also moving beyond the traditional mix of stocks and bonds by adding private and alternative investments to their portfolios. In this guide, we cover the investment strategies commonly used to build and protect long-term wealth. You'll learn about

As wealth grows, the tax picture around it gets more complex too. Income tax, capital gains tax, and estate tax can each take a meaningful share of accumulated wealth. This is especially true when planning only happens at the last minute. In 2025, the top marginal income tax rate sits at 37%. Many high earners also face the 3.8% net investment income tax on top of that. These layers can add up over a lifetime. This guide covers tax strategies that high-net-worth individuals m